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Student Loans Refinancing

Beverly Said:

Will refinancing my student loans affect my credit rating? I owe $1,900 to Nelnet.?

We Answered:

Consolidating your loans will have no bearing on your credit rating - as long as you continue to pay on a timely basis. If you've missed the lower rates over the last several years, act quickly and lock in a good rate if you can.

By the way, I would recommend if you can get away from Numb Nuts, I mean Nelnet, do so. They are a big pain to work with. I have found the Department of Education actually much easiler with Sally Mae a close second. Good luck.

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