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Audrey Said:If you have a Cosigner for Student Loans and you cant pay, can they garnish your COSIGNERS wages too?
If/when you got the loan you were considered a poor credit risk so they ask you for a co-signer. A co-signer is someone who would be responsible should you not pay on the loan for whatever reason.
Debt collection most certainly can include garnishment (up to 25% of the paycheck) until the debt is satisfied. They will go after anyone whose name is on the loan, meaning, both you and the co-signer if necessary.
Roger Said:What makes you eligible to not have a cosigner on student loans?
We Answered:you are going to have to bother your parents if you are under 24 as you will need their tax returns when you file your FAFSA. as the above poster stated most students apply for financial aid and for the most part no parents are involved (though their income depends whether you qualify or not if you are under 24) for regular financial aid credit does not matter just how much you make if your over 24 or how much you make + parents if your under 24. yes it is true that some students can con thier parents into signing plus loans so they can have a larger refund check to drink away, go to cancun. however for the most part those parents that will qualify for plus loans should just write you a check instead because you have to have real good credit/ ability to pay for plus loans
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