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Subsidized Student Loan

Rene Said:

How does subsidized student loan interest work?

We Answered:

A subsidized loan means that the government pays your interest while you are in school. If you pay the loan while you are still in school then you would just be responsible for the principle.

Viola Said:

How do I report a subsidized student loan I received in my taxes?

We Answered:

You don't report this on your tax return. Loans are never reported as they have no tax implications.

If you actually PAID interest on this loan in 2007 then you will get a Form 1098-E from the lender. This can be claimed as an above the line adjustment to your income.

Colleen Said:

How do I get a subsidized student loan?

We Answered:

Did you fill out FAFSA? If you qualify for those types of loans your schools financial aid office will be able to help you. If you are offered loan money, you accept, do a quick online quick called entrance counseling, and they will send you the check...do with it what you want. I guess if you didn't fill out FAFSA you could talk to people in your fin aid office and ask about different types of student loans. I have loans through banks too, you can check on websites and apply.

Isaac Said:

should I take a subsidized student loan or pay myself?

We Answered:

think of it this way: if you can afford to take out the oney after you graduate then you can save up the money you have now for other expenses, gas or books etc. but of you aren't positive about paying them back then don't.
subsidized loans are good but try to stay away from unsubsidized. you have to pay the interest on them for the entire time you are in school and that can acrue to a pretty large amount afterwards

Constance Said:

Can i use the money from an subsidized student loan to pay off some credit card debt?

We Answered:

scholarships.onlinewebshop.net - it provides some tips about applying to US federal and state grants for college students.

Jason Said:

If I pay off a subsidized federal student loan before graduation, do I still pay interest?

We Answered:

As long as it is subsidized you should just have to pay the principal unless part of that 3500 is unsubsidized.

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