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Teacher Student Loan Forgiveness
Need Teacher Student Loan Forgiveness Teaching Help?
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Gina Said:Teacher total student loan forgiveness?
We Answered:its worth a try.... so i say try to have any part of it forgiven.
i'll just post all info i have, maybe an org will know of programs i have not found yet.
YOU MAY NEED ADOBE READER:
(yes, its free)
TESTING & PRACTICE TESTS
(SATs, PSATs, ACT, GRE LSAT, MCAT, GMAT,TOEFL, etc)
(don’t copy papers, teachers/professors
DO check your papers with this)
NACAC & COMMONAPP
DVD TOURS OF COLLEGES
CRIME STATS, DATA OF COLLEGES
MORE SCHOLARSHIPS, HELP & INFO:
MISC FIELDS OF STUDY
NURSING / CNA
BECOMING A TEACHER
CHILDREN OF MILITARY
http://www.vfw.org/index.cfm <-do search for ‘scholarships’
DEPENDENCY or NOT
STATUS OF LOAN OR AID
IF YOU DON’T HAVE YOUR PIN yet (for your loan / aid status) apply for one:
GRANT SCHOLARSHIP SCAM LIST
(if you find a scam report it here too)
GRAD LOANS & SCHOLARSHIP
DEFAULTED STUDENT LOANS
TEACHER / PROFESSORS reviews, rated by students
Brad Said:Does anyone have any information on Student loan forgiveness for Teachers?
We Answered:In order to answer your question accurately are you requesting information for individual state forgiveness programs or federal forgiveness programs?
The main federal forgiveness program for teachers is having a percentage of your Federal Perkins Loan forgiven while teaching in a high demand teaching area from year to year. There are also other individual state forgiveness programs for teachers as well as Stafford Loan forgiveness options.
For more detailed information please visit the source below. Hope this helps you out!
Brent Said:how do i qualify for student loan forgiveness if i am not a teacher?.?
We Answered:This site has information on pretty much all the ways you can qualify for student loan forgiveness:
It seems like the most effective ways are to either join the military, or to volunteer for a while for AmeriCorps or the Peace Corps or something.
The only specific jobs that could get student loan forgiveness for meeting certain conditions (such as working in a disadvantaged area, or working in government/non-profit) are for teachers, nurses, veterinarians, doctors, and lawyers. Check out the link above for more details.
Gladys Said:Teacher loan forgiveness?
We Answered:Your lender will be able to provide you with the most accurate information with having your loan forgiven because there are many different types of loans out there (Perkins, Stafford, parent PLUS, private, grad PLUS) and each one has different policies on when, or even IF they can be forgiven. Contact them for the most accurate info...
Here are a few pages on loan forgiveness programs on a couple of the different types of loans. Honestly, it looks like you are going to have to change employers if you want to get this benefit.
Esther Said:Where can I find some information on the new student loan forgiveness program?
We Answered:Department of Education has very specific rules for their student loan forgiveness policies for those who work in public service. Page 47 of this book describes the details of having loans forgiven. Note: these are for FEDERAL loans only. If she has private student loans (or she consolidated loans after graduation, she may not qualify.)
http://studentaid.ed.gov/students/attach… (page 47)
What is a public service job?
Eligible public service jobs are full-time jobs in the following fields:
• Emergency management
• Military service
• Public safety
• Law enforcement
• Public health
• Public education (including early childhood education)
• Social work in a public child or family service agency
• Public child care
• Public service for individuals with disabilities
• Public interest law services (including prosecution or public defense or legal advocacy in low income communities at a nonprofit organization)
• Public service for the elderly
• Public library sciences
• School-based library sciences and other school-based services
• Certain tax-exempt organizations
• Faculty teaching in high-needs areas, as determined by the Secretary
• Full-time faculty member at a Tribal College or University
Note: A borrower who pays only, or primarily, under a 10-year standard repayment plan or under another repayment plan in amounts consistent with a 10-year standard repayment is UNLIKELY TO HAVE A REMAINING BALANCE for loan forgiveness after making 120 payments on the loan.
(This is why no one ever really qualifies, they passed the law, but if the person actually pays on it for 10 years, they pay the loan off!!!!) Stupid, worthless benefit that looks good on paper but never gets used unless someone takes a job working for minimum wage after they earn their degree.
How do I qualify for this loan forgiveness?
To be eligible to have remaining balances canceled, you must not be in default on the eligible loans and must have made 120 monthly payments on the eligible loan(s) beginning after Oct. 1, 2007. Earlier payments do not count toward meeting this requirement. Payments must have been made under any one or a combination of the following Direct Loan Program repayment plans.
• Standard Repayment Plan with a 10-year repayment period.
• Income-Contingent Repayment (ICR) Plan—not available to parent Direct PLUS loan borrowers.
• Income-Based Repayment (IBR) Plan—not available to parent Direct PLUS loan borrowers.
• Other Direct Loan repayment plans, but only payments that are at least equal to the amount that would be required under the 10-year Standard Repayment Plan may be counted toward the required 120 payments.
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